Transparency

How EZAC works

From the moment you calculate your Zakat to the day support reaches a family's bank account: every step, every rule and every safeguard, in the open.

Giving

From your calculation to your certificate

  1. Step 1

    Calculate what is due

    The calculator applies the published Zakat rules to your cash, gold, silver, business stock, crops and livestock.

    • Gold and silver prices are fetched every morning at 06:00 (Addis Ababa) from the international market and converted to birr.
    • If the price feed is down, an administrator enters the day's prices by hand until the next automatic fetch.
    • The rules (nisab, rates, livestock tables) are versioned: a change creates a new version and the calculator always uses the active one.
  2. Step 2

    Pay by QR from any bank app

    The EZAC app shows a QR code for the amount. Scan it with any Ethiopian bank app; the money goes straight into the Commission's account at Cooperative Bank of Oromia.

    • The QR is valid for 30 minutes.
    • You can pay the general Zakat fund or a specific cause that accepts Zakat.
  3. Step 3

    Confirmed automatically

    The payment is matched to the bank's own transaction record, then marked paid.

    • The system keeps checking pending payments with the QR network for up to a day after the QR expires.
    • One bank transaction can confirm only one payment, so nothing is counted twice.
    • Anything unclear goes to a person at head office, who checks it with the bank before settling it.
  4. Step 4

    Receive a certificate

    Every confirmed payment issues a numbered Zakat certificate that anyone can verify below.

The rules in force

What the calculator applies today

These figures are read live from the active rules version, so what you see here is exactly what the calculator uses.

Nisab and rates

Nisab basis
Gold (85 g)
Nisab today
ETB 1,709,995
Gold nisab (85 g)
ETB 1,709,995
Silver nisab (595 g)
ETB 151,749
Wealth, cash and trade goods
2.5% after 354 lunar days
Crops: nisab
653 kg
Crops: rain-fed / irrigated
10% / 5%
Prices as of
Oct 31, 2026, 6:00 AM

Rules version 2 · prices from GoldAPI.io + fxapi.app

Livestock

Sheep and goats

40–1201 sheep
121–2002 sheep
201–3003 sheep
301 and above1 sheep per 100

Camels

5–91 sheep
10–142 sheep
15–193 sheep
20–244 sheep
25–351 bint makhad
36–451 bint labun
46–601 hiqqah
61–751 jadha'ah
76–902 bint labun
91–1202 hiqqah
121 and above1 bint labun per 40 and 1 hiqqah per 50

Cattle: from 30 head, one one-year calf per 30 and one two-year cow per 40.

Average prices used to value animals: goat ETB 7,000 · camel ETB 180,000 · sheep ETB 9,000 · cattle ETB 60,000.

Check a certificate

Is this certificate genuine?

Enter the number printed on a Zakat certificate.

Receiving

How a household is supported

Support is decided by a published process, not by who you know. These are the steps every household goes through.

  1. Step 1

    Registration at a branch

    Households are registered at their nearest branch, or by a field officer working for that branch.

    • Each field officer works in exactly one branch and only sees households registered there.
    • Every new household is checked against existing records for possible duplicates before going further.
    • A bank account in the household's name is recorded, because support is paid by bank transfer only.
  2. Step 2

    Household assessment

    A field officer visits and records the household's situation: members and dependants, income, assets, housing, health and vulnerability, plus which of the eight eligible categories (asnaf) apply.

  3. Step 3

    A need score

    The answers are turned into one poverty score using a published points table. More points means greater need.

    • The points table is versioned. Each score records the version it was calculated with, and a later change never rewrites past scores.
    • Before a new version goes live, its effect is tested on recent assessments.
  4. Step 4

    Branch decision

    The branch supervisor reviews the assessment with the score and the system's recommendation, then approves, returns it for correction, rejects or defers it, always with a written comment.

  5. Step 5

    Head office pool

    Approved households join head office's queue. Head office adds them to the disbursement pool, or declines with a reason. Emergencies can be fast-tracked (see below).

  6. Step 6

    Payout to the household's bank account

    Head office pays one pooled household at a time from the Commission's account.

    • Cooperative Bank of Oromia accounts are paid by internal transfer; other banks through the national instant payment system (IPS).
    • Before paying, the account is looked up with the bank and the bank's account-holder name is compared with the name on file. A mismatch must be checked and acknowledged by a person.
    • A prepared payout must be confirmed within 15 minutes or it expires.
    • Once paid, the household leaves the pool. To be supported again it is assessed again.

Need levels

How the score is read

The score runs from 0 to 270 points. Where it lands sets the need level and the recommendation the branch sees; the branch still decides.

Low need
Medium
High need
0110180270

Low need

Below 110

Recommendation: defer and review later

Medium need

110 to 179

Recommendation: conditional approval

High need

180 and above

Recommendation: approve

The current bands of the published points table. When the table changes, past scores keep the version they were given.

Urgent cases

Fast track and priority

Some needs can't wait for the normal cycle. A field officer or branch requests a whitelist mark with evidence; head office decides. It changes the order of the queue, never the score.

Fast track

For emergencies such as disaster, displacement or sudden severe illness. The household joins head office's queue straight away, before a full assessment.

Priority

For lasting needs such as an orphan in care, severe disability or an elderly person without a carer. The household is still assessed, then listed first.

Who can receive Zakat

The eight eligible categories

Every assessment records which of the categories named in the Qur'an (9:60) apply to the household.

Poor (Faqir)
Needy (Miskin)
Zakat administrator (Amil)
Muallaf
Freeing captives (Riqab)
Debtor (Gharim)
Fi sabilillah
Stranded traveller (Ibn sabil)

Safeguards

Built so every birr can be traced

Separation of duties

Field officers assess, branch supervisors decide, head office pools and pays. Fast-track and priority marks need evidence and a head-office decision.

Rules before people

Scores come from a published, versioned points table, not from individual judgement, and every decision carries a written reason.

Bank-verified payments

Incoming money is matched to bank transactions; outgoing money goes only to an account checked with the bank.

Full audit trail

Every change to prices, rules, scoring, decisions and payments is recorded with who made it and when.

Privacy by design

Household details, scores and decisions are visible only to the staff who need them. Public figures are totals, never individuals.

Consent for stories

An impact story is published only after the family has agreed to it, and never names them without that consent.

See it working

Follow collection and distribution month by month on the live dashboard.